Understanding and Obtaining High Risk Car Insurance in Burlington, Ontario
There are several ways that you can become a "high risk" driver to various insurance companies. Usually, you will know that you're a high risk driver. In some other cases, you may not know it until you apply for car insurance and receive an exceptionally expensive quote.
How Do You Become "High Risk"
There are many ways to receive the high risk designation. These things can vary between insurance companies, but in most cases, if you're high risk to one group, you're likely high risk to another. Generally, the things that can lead to you becoming a high risk driver can include:
- A series of at-fault accidents
- Receiving many tickets in a short time span
- Serious criminal convictions
- Not paying your previous insurance carrier
- Having a sickness that can adversely affect your driving
Any one or a combination of these things can turn you into a high-risk driver. That title will make it extremely difficult for you to obtain standard insurance. Of course, you cannot drive without insurance, so you have to figure out what your options are. In most cases, you will have to search specifically for high risk insurance.